Even thouh financial difficulties are uncomfortable, you still have options. You get to choose how you will respond emotionally. You can choose to react like "Chicken Little" and frantically scream, "The sky is falling!" Or, you can take "Annie's" perspective and proclaim the "sun will come out tommorow!" I would suggest the latter. After all, panic does not make it easier to resolve a problem. Having a clear head and optimisitc approach goes a long way in time of crisis. So, stay calm and keep your wits about you.
Make a plan. After all, if you fail to plan, you plan to fail. With the problem well defined, brainstorming the solution can begin. Take a piece of paper out and list all the barriers and opportunities to resolve the problem. Be creative and jot down as many as you can. There is something therapeutic about a brain-dump, which is, expressing your troubles onto paper. Give it a try. Then, review the list and ask yourself, "What action will I take next?" This is the hardest part. Many of us get frustrated when we can't resolve the problem immediately. However, some problems take time to resolve. Give yourself permission to be patient and thoughtful. If you can't resolve it with the information that you have today, revisit the problem tomorrow. Each day set aside a short period of time to gather new information, reflect, update your plan and take whatever actions you can toward resolving the problem. Be careful not to dwell on the symptoms of the problem, focus on solving the root cause. Remember, not to over react and try to avoid retelling the "poor me" story, blaming others or self-destructive behavior. Be encouraged, and remember the line from the Color Purple, "trouble don't last always." So, focus on finding joy each day despite your temporary dilemma.